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[Markie]

Some of you may know i am loking for the right 4x4 or omega estate for my wife.

Last night we pondered an MV6 and did some homework on its insurance.

Wife currently pays £400 for her 2.5 renault.

I pay £500 for the MV6. My insurer WONT under any circumstance let her drive mine  

But get this.....

More than ( quoted me £800 for mine and i refused) have quoted her £290 for a 1999 3.0 MV6 !!!!!!

She has 5 years NCB to my 3 years. But she has 6 points to my 0.

So how can the same company insure her for 60% less than they will insure me!!!!!!!! our quotes are basically for the same car, same house, same uses and mileage!!

WOMEN!!!

[tunnie]

think is women (in general) drive as slow as my grandma.

Very few get really involved and "like" driving IMO.... probably going to get beat up for saying that  

Just my experiance that they just don't like driving fast like we do, on a Sunday after noon if we had to drive someware back home i'd love to give an MV6 manual some stick though the lanes driving it hard. My mum would just potter along at 50 as normal  

Once question Markiec, the MV6 you were thinking for the Mrs, was it an Auto? When i was quoting up V6's a manual 2.6 was about £660 for me, and an auto was £560....

[Markie]

Tunnie..

MoreThan quoted me £800 for MV6 2000 pre facelift 3litre auto Saloon
                Quoted Wife £290 for MV6 1999 Pre facelift 3litre auto Estate

Oh and she`s only 9 months older than me so its not even due to ages

[tunnie]

Tunnie..

MoreThan quoted me £800 for MV6 2000 pre facelift 3litre auto Saloon
                Quoted Wife £290 for MV6 1999 Pre facelift 3litre auto Estate

Oh and she`s only 9 months older than me so its not even due to ages

That is a massive differnce  

Have you asked for a quote for yourself on the estate? - just a thought

[Taxi_Driver]

The 5 years NCD will make some difference.

Tho i suspect the points on her licence wont make any difference, i know my insurance comp doesnt consider the points unless its over 6.

[Andy B]

........
More than ( quoted me £800 for mine and i refused) have quoted her £290 for a 1999 3.0 MV6 !!!!!!

She has 5 years NCB to my 3 years. But she has 6 points to my 0.

 .......

Coincidently my wife's renewal quote arrived this morning. I didn't tink that £235 for a 1.6 Astra G was that bad but compared to your wife's quote it now seems expensive.  

[Markie]

can i just add that her 6 points, do come off next year, and there for IN10 !!!!

Yes thats right driving without insurance!!! All very innocent she was caught moving a car two streets to have hgf done in her Cav GSI !!

Seems to me her stupidity at the time is being rewarded  

[Taxi_Driver]

can i just add that her 6 points, do come off next year, and there for IN10 !!!!

Yes thats right driving without insurance!!! All very innocent she was caught moving a car two streets to have hgf done in her Cav GSI !!

Seems to me her stupidity at the time is being rewarded  

Perhaps you should get her to insure your meega and add you as the main driver  

Thats what i do with my policies.....it adds about 10% to add a main driver i find

Oh btw one of my drivers has that on his licence IN10......made no difference  

[Martin_1962]

Oh btw one of my drivers has that on his licence IN10......made no difference  

I think that is because it encourages them to be legal

[Lawman]

Oh btw one of my drivers has that on his licence IN10......made no difference  

I think that is because it encourages them to be legal

Was thinking that myself, It doesn't reflect on the drivers style or habits (except driving without insurance) So it doesn't hint a dangerous driver, as would speeding offences, dangerous driving etc..

[Markie]

aaaaah but you see i dont want her driving mine - ive had my facelift mv6 alloys one year and there is not one single mark on them yet. Thats all down to only me driving it.

My wife uses the kerb to guage how well she is parked...not her mirrors  

[TheBoy]

I think its here NCB that makes the biggest difference, plus the fact that its an estate...

[JamesV6CDX]

Not always the case.....

Me = 22 = insurance on the V6 CDX is £480 a year.
My Mrs = 40 = insurance on the meega = over £1k

That's why only I drive it

[supermop]

wait, your wife is 18 years your senior??

[hotel21]

wait, your wife is 18 years your senior??

..... and your point, caller???