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 31 
 on: 28 November 2025, 19:17:44 
Started by Field Marshal Dr. Opti - Last post by STEMO
Think of the poor unmarried mothers with half a dozen kids or more, each one with a different father.

Got to be looked after by the state.
Just seen a couple on telly who had quintuplets. How would that work? Only the first two born would get child benefits?

 32 
 on: 28 November 2025, 19:16:36 
Started by Field Marshal Dr. Opti - Last post by Andy B
Think of the poor unmarried mothers with half a dozen kids or more, each one with a different father.

Got to be looked after by the state.

I can think of a few of them, all from the same family & have never worked a day in their life ....  :-X :-X

 33 
 on: 28 November 2025, 19:03:19 
Started by Field Marshal Dr. Opti - Last post by Rangie
We keep a few grand in ISAs as an emergency fund instant access if we need it,  the rest is all in premium bonds had them since 2021 and no word of a lie we've won a few quid every month since we've had them,  don't know anything about stocks & shares and certainly at this stage in our lives don't see the point.
You don't need to know anything about stocks and shares, Mick. You just hand over your dosh to a fund manager and they invest it for you, according to chosen risk level. Then they take a cut every year now matter how the fund performs.  ::)


That would mean putting trust in somebody with our cash , what could possibly go wrong ?

 34 
 on: 28 November 2025, 18:42:43 
Started by Varche - Last post by Field Marshal Dr. Opti
Effing freezer packed up overnight - contents ruined.
Ours is covered on the home insurance, but with an excess of £250 I'd have to have an awful lot of food in there to make it pay ;D

...or be a fat bastard who can eat 24/7 without pausing for breath.

 35 
 on: 28 November 2025, 18:42:09 
Started by Varche - Last post by Auto Addict
Effing freezer packed up overnight - contents ruined.
Ours is covered on the home insurance, but with an excess of £250 I'd have to have an awful lot of food in there to make it pay ;D

£500 excess, so no chance of a claim.

 36 
 on: 28 November 2025, 18:40:21 
Started by Varche - Last post by STEMO
Effing freezer packed up overnight - contents ruined.
Ours is covered on the home insurance, but with an excess of £250 I'd have to have an awful lot of food in there to make it pay ;D

 37 
 on: 28 November 2025, 18:38:09 
Started by Field Marshal Dr. Opti - Last post by Field Marshal Dr. Opti
Think of the poor unmarried mothers with half a dozen kids or more, each one with a different father.

Got to be looked after by the state.

As they love to say on trashy American TV........"you're my sister from another mister" 8)

 38 
 on: 28 November 2025, 18:38:00 
Started by Varche - Last post by Auto Addict
Effing freezer packed up overnight - contents ruined.

 39 
 on: 28 November 2025, 18:35:27 
Started by Field Marshal Dr. Opti - Last post by Auto Addict
Think of the poor unmarried mothers with half a dozen kids or more, each one with a different father.

Got to be looked after by the state.

 40 
 on: 28 November 2025, 18:34:10 
Started by Field Marshal Dr. Opti - Last post by Field Marshal Dr. Opti
We keep a few grand in ISAs as an emergency fund instant access if we need it,  the rest is all in premium bonds had them since 2021 and no word of a lie we've won a few quid every month since we've had them,  don't know anything about stocks & shares and certainly at this stage in our lives don't see the point.
You don't need to know anything about stocks and shares, Mick. You just hand over your dosh to a fund manager and they invest it for you, according to chosen risk level. Then they take a cut every year now matter how the fund performs.  ::)

Yep...as I found out with an endowment mortgage many moons ago.

There was no way the policy was going to make the required amount, but the fund manager (probably aged about 22)took a big slice regardless. :-X


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